Cebu vs Funchal: cost of living for digital nomads

Cebu, Philippines and Funchal, Portugal, line by line from the catalogue: what a month costs, rent, food, coworking, safety and internet. Every figure links back to its source on the city page.

The short version

  • Cebu is about 35% cheaper than Funchal for a month of nomad living ($1,100 vs $1,700).
  • Rent is the biggest gap: $450 in Cebu against $850 in Funchal.
  • Funchal scores higher on safety (9/10 vs 6/10).
  • Internet is faster in Funchal: 100 Mbps typical against 80 Mbps.
  • Cebu is tropical; Funchal is mediterranean.

Cebu wins 4 of the measured lines; Funchal wins 4.

Frequently asked questions

Which city is cheaper, Cebu or Funchal?

Cebu is cheaper: about $1,100/month against $1,700/month in Funchal, roughly 35% less for a typical remote worker's budget.

Which city is safer, Cebu or Funchal?

Funchal scores higher on safety: 9/10 against 6/10 for Cebu.

Which has faster internet, Cebu or Funchal?

Funchal has faster typical internet: 100 Mbps against 80 Mbps in Cebu.

LineCebuFunchal
Monthly total (USD)$1,100$1,700
Rent$450$850
Food$300$430
Transport$50$40
Coworking$100$120
Safety (out of 10)6/109/10
Internet (Mbps)80100
Climatetropicalmediterranean
City sizemetromid
Settingislandisland
Nomad score (out of 10)7/108/10

Funchal

Madeira's capital and home of the original Digital Nomad Village — safe, scenic, EU-based.

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Costs are typical monthly figures for one person in USD, from the sources named on each city page; safety and internet are the catalogue's own ratings. Cost figures verified (Eastern Time): Cebu November 4, 2026, Funchal November 9, 2026.